Building insurance
- How does building insurance work?
- When will my home not be covered?
- Why do I need building insurance?
- How are building insurance premiums determined?
- Are my belongings inside the house covered by building insurance?
- What does building insurance usually cover?
- What happens if my home becomes uninhabitable due to damage?
- How can I reduce my insurance premium?
- What if the rebuilding cost of my house exceeds the amount it’s insured for?
- Does my building insurance cover me for leaks and gradual wear and tear damage?
- What is an insurance excess?
Home contents insurance
- What is meant by ‘home contents’ in insurance?
- Is home contents insurance necessary?
- What does home contents insurance typically cover?
- What is not covered by home contents insurance?
- How is the amount of coverage determined?
- Does home contents insurance cover items outside my home?
- What happens if I underinsure my contents?
- How often should I review my home contents insurance policy?
- Does home contents insurance cover accidental damage?
- What is an excess in home contents insurance?
- How does home contents insurance differ from building insurance?
- What events does home contents insurance cover?
- What items are excluded from home contents insurance?
- Does home contents insurance cover my guest’s belongings or my domestic worker’s belongings?
- What if I lose or damage my keys and locks?
- Does home contents insurance cover my personal portable possessions when I leave my home?
- What is underinsurance?
Life insurance
- What is life insurance for a bond?
- Do I need life insurance for a bond?
- What happens if I sign an Offer to Purchase and then pass away before the property is registered in my name?
- What happens if I pass away after finance has been arranged, but before transfer and registration of the property?
- What happens if I pass away after finance has been arranged and after transfer and registration of the property?
- What is the role of an executor after my death?
- What happens if I don’t have sufficient cash in my estate to settle my liabilities?
- How does having life insurance help if I sign an Offer to Purchase a home and then pass away?
- What are the potential legal consequences if my estate can’t fulfil the OTP obligations after my death?
- How much life insurance do I need for my bond?
- What if I already have a life insurance policy?
- What happens to the payout if I die and the bond is paid off?
- Can the bank force me to get life insurance for my bond from them?
- Does life insurance for a bond also cover disability?
- What happens if I switch my bond to a different bank?
- Does the life insurance payout go directly to the bank?
- Can I cancel my life insurance if my bond is paid off?
Wills
- What is a Last Will and Testament?
- Why is it important to have a Will?
- What happens if I die without a Will?
- Can I change my Will after it’s been created?
- What is an Executor, and how do I choose one?
- Can a Will be contested?
- What are the witnesses’ roles in signing a Will?
- How long does the Probate process take?
- Can I leave assets to a charity in my Will?
- What is a Living Will?
- How should I store my Will?